An independent perspective
Start with your needs. Kristi can explain options through the companies the agency is authorized to represent, with attention to coverage as well as cost.


Independent insurance · Minnesota + Wisconsin
Clear advice. Coverage for your life and work.
Insurance
Personal insurance
Explore an option. Then talk it through with Kristi.

Coverage options vary by state, carrier, underwriting, eligibility, and policy terms.

Meet Kristi
Personal and business insurance with one advisor and clear answers.
Kristi Hill brings 27 years of independent insurance experience to GuardPoint Advisors. She works directly with individuals, families, and business owners to help make sense of their options.
Ryder, the family's German Shorthaired Pointer, inspired the GuardPoint name and logo. A pointer helps find the way forward. That idea reflects Kristi's approach: listen carefully, explain the choices, and help people decide on their next step.
Family and the Minnesota outdoors are part of that story, too. Camping, ATV rides, fishing, and time together give Kristi a personal connection to the homes, businesses, and weekend plans her clients want to protect.
Talk with KristiWhy GuardPoint
Start with your needs. Kristi can explain options through the companies the agency is authorized to represent, with attention to coverage as well as cost.
Ask questions and understand the choices. Talk through limits, deductibles, and the details that matter to your family or business.
A move, a new vehicle, a growing business, or a different weekend routine can change your needs. Reach out to Kristi when life changes.
Customer service
For billing, documents, or questions about an existing policy, use your carrier's contact information on your policy documents, or ask Kristi for help finding the right channel.
Ask about your policyOpen the secure client centerKnow the first steps and how to reach your insurer. For urgent claims, use your carrier's approved claims channel promptly.
Claims guidanceNeed guidance after contacting your insurer? Request a conversation with Kristi. Keep claim documents and sensitive details in your carrier's secure channels.
Call (763) 767-0542Find account access, payment information, and help from your insurance provider. Match the company to your policy documents. For a claim, use the claims instructions on your policy or visit our claims guidance.
A website message is not a claim report to your insurer or a request that changes coverage. Coverage cannot be bound, changed, renewed, or canceled through this website or ordinary email.
Stay connected
Contact
Send the basics. Kristi will follow up and gather anything else through the right channel.