GuardPoint Advisors, LLC — Strong Coverage. Solid Guidance.

Independent insurance · Minnesota + Wisconsin

Personal &
business insurance.

Clear advice. Coverage for your life and work.

Insurance

Let’s find your coverage.

Choose personal or business insurance

Personal insurance

At home. On the road. At the lake.

Explore an option. Then talk it through with Kristi.

Start an auto or home quoteTalk about personal insurance
Home

Talk through protection for your home, belongings, and personal liability. Tell Kristi about recent improvements and how you use your property.

Lake homes & cabins

A year-round lake home and a seasonal cabin can have different insurance needs. Discuss seasonal use, rental plans, detached structures, and time away from the property.

Auto

Review options for your vehicles and drivers, including how and where you drive. Kristi can help explain deductibles and coverage choices.

Renters & condo

Your landlord's or association's insurance may leave responsibilities with you. Ask about your belongings, liability, and the coverage your lease or association requires.

Umbrella

Ask about additional liability protection above eligible underlying policies and the requirements that come with it.

Boats, ATVs & recreation

From time on the lake to weekends on the trails, discuss your boat, ATV, and other recreational vehicles. How you use, store, and transport them helps shape the conversation.

Weddings & special events

Planning a wedding or another large gathering? Discuss event liability, venue insurance requirements, and any other coverage options available for your event.

Coverage options vary by state, carrier, underwriting, eligibility, and policy terms.

Kristi Hill, Principal of GuardPoint Advisors
Kristi HillPrincipal · GuardPoint Advisors

Meet Kristi

Insurance.
Explained.

Personal and business insurance with one advisor and clear answers.

Kristi Hill brings 27 years of independent insurance experience to GuardPoint Advisors. She works directly with individuals, families, and business owners to help make sense of their options.

The story behind GuardPoint

Ryder, the family's German Shorthaired Pointer, inspired the GuardPoint name and logo. A pointer helps find the way forward. That idea reflects Kristi's approach: listen carefully, explain the choices, and help people decide on their next step.

Family and the Minnesota outdoors are part of that story, too. Camping, ATV rides, fishing, and time together give Kristi a personal connection to the homes, businesses, and weekend plans her clients want to protect.

Talk with Kristi

Why GuardPoint

Choices, with someone to talk to.

01

An independent perspective

Start with your needs. Kristi can explain options through the companies the agency is authorized to represent, with attention to coverage as well as cost.

02

Advice you can follow

Ask questions and understand the choices. Talk through limits, deductibles, and the details that matter to your family or business.

03

A continuing conversation

A move, a new vehicle, a growing business, or a different weekend routine can change your needs. Reach out to Kristi when life changes.

Customer service

Help with what comes next.

Starting a claim

Know the first steps and how to reach your insurer. For urgent claims, use your carrier's approved claims channel promptly.

Claims guidance

Keep Kristi in the loop

Need guidance after contacting your insurer? Request a conversation with Kristi. Keep claim documents and sensitive details in your carrier's secure channels.

Call (763) 767-0542

Insurance Company Contacts

Find account access, payment information, and help from your insurance provider. Match the company to your policy documents. For a claim, use the claims instructions on your policy or visit our claims guidance.

A website message is not a claim report to your insurer or a request that changes coverage. Coverage cannot be bound, changed, renewed, or canceled through this website or ordinary email.

Stay connected

A little guidance goes a long way.

Contact

Start simple.

Send the basics. Kristi will follow up and gather anything else through the right channel.

Call or text
(763) 767-0542
Mail
P.O. Box 85
East Bethel, MN 55005

Please do not include sensitive information, such as Social Security numbers, birth dates, driver’s-license numbers, payment details, medical information, or policy documents.