Practical starting points for a conversation with Kristi about your insurance.
Homes & recreation
What to discuss when insuring a lake home
Start with how you use the property. A primary home, a seasonal cabin, and a place rented to guests may call for different conversations with your insurer.
- When is the property occupied, and how long is it left vacant?
- Are there docks, outbuildings, boats, or recreational vehicles to discuss?
- Do guests rent the property, even occasionally?
- Have you made improvements or changed how the property is used?
Bring these questions to Kristi. She can help you understand the information needed to review available options.
Talk about your lake homeSmall business
Before your next business insurance review
Your business may have changed since your last conversation. A few notes about your current work can make a review more useful.
- Describe new services, projects, or locations.
- Note changes to vehicles, equipment, inventory, or rented space.
- Discuss your team and use of subcontractors.
- Ask about insurance requirements in customer or landlord contracts.
Start with a general conversation. Kristi will explain how to provide any documents through an appropriate channel.
Talk about your businessGeneral information only. These questions do not describe or change your coverage. Availability and coverage depend on underwriting, eligibility, and policy terms.